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Two Tips For Those That Are Considering Buying A Townhome

Posted by on Aug 25, 2016 in Uncategorized | Comments Off on Two Tips For Those That Are Considering Buying A Townhome

Buying a new home can be one of the more intimidating and important tasks that you will have to do. Unfortunately, it can be easy to make oversights that can cause problems or complications. For those that are wanting to buy a townhouse, it is important to consider some tips to help ensure that you are not making some potentially critical oversights. Review The Details Of The Homeowners’ Association It is common for townhomes to be under the jurisdiction of a homeowners’ association. These associations can be one of the great strengths of investing in a townhouse as the homeowners’ association will usually handle the landscaping for the townhomes as well maintaining community amenities, such as swimming pools and playground areas. However, it should be noted that homeowners’ associations also commonly have strict regulations in place. These regulations can govern what you are able to do with your property. For example, these regulations may ban renting the unit or painting the townhome’s exterior certain colors. Because these regulations can vary widely from one community to another, you will want to ensure that you are closely reviewing the homeowners’ association contract to verify that it does not contain restrictions that would excessively hinder how you want to use the home. Consider Buying Into Current Construction Projects Choosing to buy a townhome that has not been completed can be an excellent option for getting more from your budget. This is due to the fact that these homes are often priced at a discount compared to existing homes. Also, you will have the benefit of having a home that has been built with the most recent techniques and materials. When considering buying a house that is currently being built, you will want to review the section of the contract that covers what will happen if the house is not completed on schedule. By ensuring that the contract has provisions that will protect you in the event the project runs behind, you can help to reduce the risks of serious problems arising due to construction delays. Choosing to buy a townhome can be a great option for those that are wanting a home that combines the privacy of a house with the benefits of a managed community. By making sure to closely review the contents of the homeowners’ association contract and what happens in the event the construction project runs behind, you will find yourself in a far stronger position to evaluate potential...

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A Couple Of Tips For First-Time Homebuyers

Posted by on Aug 18, 2016 in Uncategorized | Comments Off on A Couple Of Tips For First-Time Homebuyers

There are few investments that are more important than your home. In addition to being one of the most expensive purchases you will make, your home will also serve to keep you and your family comfortable and safe. However, first-time homebuyers can easily make some fairly simple oversights that can greatly complicate or hinder their experience with buying a house. To help you minimize the risk of making these mistakes, you will likely benefit from learning about the following home buying tips. Always Start The Buying Process With A Pre-approval From Your Lender One of the first and most important steps that you should take during the process of buying a house is to meet with your lender to obtain pre-approval for financing. Without this type of approval, you may have no idea how much of a loan you will be able to receive, which can make it almost impossible for you to know what your actual budget for the house will be. Additionally, there are some sellers that may not be willing to show their property to individuals that have not obtained a letter or pre-approval as they may not think the buyer is serious. Luckily, the process of receiving this type of approval can be completed in a fairly quick manner. In fact, most banks will be able to provide you with an estimated pre-approval amount within a couple of days of providing them with the documents they require. Consider Maintenance, Taxes, And Other Ownership Costs For Each Property In addition to considering the upfront price of a house, it is also critical for you to consider the various costs that the property will involve. Property tax can be an easy factor for individuals to overlook, but high property taxes can cause your end of the year tax burden to be far higher than it would otherwise be. Additionally, you will need to consider the other costs associated with owning a property. This will involve the cost of maintaining the building and grounds as well as the utility costs for the structure. Most real estate agents will be able to provide you with an estimate for the monthly energy usage of the buildings you are shown and they can also show you the more expensive maintenance tasks that will be associated with each particular house. By making it a point to consider these factors, you will be able to ensure that you choose a home that will not put a strain on your...

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About The Services A Realtor Can Provide When Buying A House

Posted by on Aug 10, 2016 in Uncategorized | Comments Off on About The Services A Realtor Can Provide When Buying A House

Have you decided that it is time to invest in a house for your growing family? If you have no idea how to begin the buying process, you can’t go wrong by visiting a real estate agency for assistance. Below, you will discover the various ways that a real estate agent can come in handy when going through the process of finding and buying a house. Discuss the Needs of Your Family The first thing that a real estate agent will do to assist with finding a house is discuss the needs of your family. He or she will need to get a general idea of the type of neighborhood you are looking to live in. For instance, you can let the agent know what kind of schools you want to live by, as well the average utility rates in the neighborhood. The distance that you want the commute to work to be should also be discussed. Assist with Finding a Lender A real estate agent can give you the contact information of a lender that is likely to approve your loan application. He or she will first discuss your income, credit score and the down payment amount that you can put towards a house. The agent will try to help you get preapproved for a loan so you can narrow down your search to houses that you can actually afford. Provide Thorough Details About Houses The great thing about looking at houses with a real estate agent is that he or she will know a lot of details. For instance, the agent can let you know what kinds of renovations were done, as well as whether there are any original features in a house. If a seller intends on taking any of the appliances, cabinets or flooring before a buyer takes possession of a house, an agent will make sure that you are aware. Make Sure You Get a Good Deal A real estate agent has the skills that are necessary for negotiating of the sales price of a house. That is why you should not worry if the agent shows you houses that are over your budget. He or she might show houses that are over your budget if they have been on the market for a while. You will then have more negotiating power. Stop by a real estate agency as soon as you are ready to find a...

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When You Can’T Afford A Professional Staging: Little Things You Can Do Yourself To Help Sell Your Home

Posted by on Aug 3, 2016 in Uncategorized | Comments Off on When You Can’T Afford A Professional Staging: Little Things You Can Do Yourself To Help Sell Your Home

A good way to sell your home more quickly is to hire a stager who will come in and decorate in a way that attracts buyers and makes your home seem more appealing. But hiring a stager can be expensive. If you cannot afford this service, you can still take a page out of the book from stagers and do some little things that will help attract buyers. Improve The Lighting A dimly lit room is always less attractive than one where the lighting really opens up the space and calls attention to the decorative elements. Add a few accent lights under pictures, open up the curtains to let in more natural light, and switch your light bulbs to ones with a higher wattage. Colors will look more vibrant, and prospective buyers will feel like your home is more spacious and fresh. Paint Over Bright, Personalized Colors You don’t have to paint the whole house, but if you have any rooms that are truly polarizing colors, like bright pink or olive green, consider painting those rooms a more neutral shade like beige or gray. It’s easy to assume buyers should look past the colors any buy a home based on more permanent features, but the truth is, colors make a first impression. If a prospective buyer is turned off by a color they find tacky, they may not even keep looking at the other features to see if the home’s right for them. Hide Personal Photos When prospective buyers are looking at a home, they want to be able to picture themselves living in and enjoying that space. That’s hard for them to do if there are pictures of your family and pets everywhere. Take these down and hide them in a closet somewhere. If this leaves your walls looking rather bare, you could always purchase some cheap prints of generic images like landscapes and flowers and hang these on your walls in place of your photos. Display Some Greenery Put a few potted plants in a corner, on a tabletop, or along the mantel. The greenery will make visitors feel more connected to nature, and this positive feeling will leave them with a better impression of your home. Plus, plants help remove toxins from the air, so your home’s air will smell and feel cleaner in their presence. Follow the tips above and you’ll make your home more appealing to buyers without emptying your wallet. Talk to an agent, like Homestead Land Co, for more...

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A Piece Of The Rockies — A Checklist For Buying Land In Colorado’s High Country

Posted by on Jul 18, 2016 in Uncategorized | Comments Off on A Piece Of The Rockies — A Checklist For Buying Land In Colorado’s High Country

For many people, the idea of buying some land to build a home in the Colorado mountains is a dream come true. But if you’ve never bought a piece of land, there are a few things that you should look out for before putting your money down. Here is a handy checklist for buying Colorado land. Utilities. All pieces of land you look at will come with the utility hookups in one of various stages. You may have some utilities already prepared while others are nonexistent. Find out what’s been done and what still needs to be done to provide water, sewer, gas and electric to the home. Here are a few utilities questions to ask: Is the water via a well or community hookup? If there is a well, is it permitted for outside water usage? What type of water rights can be purchased? Is the sewer hooked up to city or county lines or will you need a septic tank? Is the septic tank large enough for the size house you want? Has the land been tested with a “perk test” to determine soil absorption? Is there gas service (usually through Xcel Energy) or will you use propane deliveries? Has electricity already been run to the lot, or will you need to pay to have it brought in? Roads. Those buying a house rarely give much consideration to the maintenance of the road, but it’s vital in the high country of Colorado. You will need access to main roads, maintenance on your local road (especially after winter snows and spring rains) and snow plowing. Find out what access the land comes with and who is responsible for all roads out to the nearest designated county road.  Zoning. Local zoning laws oversee what can and can’t be built on particular pieces of land, so make sure you will be able to build the type of home (for example, single family home, duplex, year ’round or part-time rental) you want once you buy. Zoning information can often be found at the county or city offices and websites — such as this website for Summitt County.  Dues and Control. It’s less common in rural areas for local committees to have architectural control (the right to decide what you can and cannot build) over your your property, but it still happens. Be sure to ask your real estate agent about homeowners’ or neighborhood associations before settling on a home. Even if paying dues or following guidelines isn’t a deal breaker, you at least want to know what those requirements will be.  By asking questions about and learning the answers to these items, you can help ensure that you find the best possible piece of land on which to build your dream home. Then, you can start planning your new Colorado...

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5 Ways To Fix Your Lake Home Before Selling It

Posted by on Jul 18, 2016 in Uncategorized | Comments Off on 5 Ways To Fix Your Lake Home Before Selling It

Are you planning to sell your lake home? There are plenty of problem areas you may want to focus on improving before you decide to sell. You may quickly raise the volume of inquiries about your lake house simply by making a few changes to it. 1. Fix structural problems with the house. This may be the most expensive thing you can do for your home, but it prevents you from having to disclose this major negative feature of your house. The foundation of your home is important, and it is important to ensure that it is in good shape. 2. Check windows and doors for broken parts. Any piece of a window or door that is broken may damage a potential buyer’s impression of your home. Good windows and doors ensure that your lake house looks well-maintained. It is also important that your locks work to ensure that, if the home is to be used as a vacation rental, it is secure. 3. Replace countertops and kitchen colors. The kitchen is the heart of a home, especially for those who use their lake houses as vacation homes. The countertops will look much more majestic with granite, and the walls will compliment them well with a neutral scheme that is not white. While you are working in the kitchen, ensure that your cabinets are all in great condition and have been professionally cleaned. 4. Landscape your property. The first thing people see when they come to your property is your yard. You do not want your yard to detract from the lovely view of the lake, but you do not have to go out of your way either. You can create a simple, aesthetically pleasing look in your yard. You might consider adding a small gate and a few plants. 5. Make the lake house eco-friendly. Green homes are the future, and adding such elements to your home can up its allure (and price). If the windows need an upgrade, go with double panes. You can also ensure that your home is fitted with energy-efficient bulbs and has a healthy lighting scheme. Don’t forget to check out the insulation, especially if your region is very hot during those summer months the house is sure to be occupied. Chances are that you have plenty of good memories about your lake house, and you definitely want your home to reflect this. Making changes now ensures that somebody else will enjoy it soon...

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Buying a Horse Property? 6 Tips to Help You Find the Right One

Posted by on Jul 12, 2016 in Uncategorized | Comments Off on Buying a Horse Property? 6 Tips to Help You Find the Right One

Buying your first horse property is a big step that can bring a lot of joy and probably a little trepidation. Whether or not you’ve bought land or a house before, buying something specifically on which to enjoy your horses is a different task with different priorities than other real-estate purchases. So, how can you know the right property to buy? Here are six handy tips for any newbie. Look for a Quiet Spot. Major thoroughfares might not be the best place to house and ride your horses. You’ll want some safe and tranquil roads to ride around your property, so take a drive around the area to assess it. Keep an eye out for non-auto traffic like bicycle paths, mountain-biking trails, and ATV trails. Keep It Flat. While you might want some gentle sloping on your land for visual appeal, a primarily flat property can save you a lot of trouble. It will provide the best base for barns, arenas, corrals, and other workout areas. Don’t Obsess over the Barn. A lot of horse properties for sale will have older barns that may not fit your needs or that need to be updated. Don’t focus on the barn itself as a make-or-break aspect of the property. You can always remodel, upgrade, or replace the barn if the land itself fits the bill. Watch for Flooding Potential. Be sure to ask your real-estate agent about flood plains in the area as well as flood history. If the property has any elevation changes, be sure that the main house, barn, and nearby corrals are not in a low spot or depression. Check the Zoning. Check with local zoning authorities, especially if the property you’re considering doesn’t currently have horses and permanent structures (or if you’re starting a horse business). You don’t want to buy a piece of land only to discover that you’re prohibited from building what you want on it. Scope Out Services. Find out what the area has to offer as far as necessary services, both for you and for the horses. Among things you may want to investigate are What roads are plowed and by whom? Local large animal veterinarians Hay growers and services Local horse clubs and enthusiasts Local providers for any specialized feed or medical care By knowing what to look for when searching for your first horse property, you can help ensure that you find the best space for you and all your four-legged...

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3 Tips For Renting An Apartment Following An Eviction

Posted by on Jun 29, 2016 in Uncategorized | Comments Off on 3 Tips For Renting An Apartment Following An Eviction

An eviction can make it challenging to find a new apartment, but it is not impossible. Some landlords might be hesitant to rent to you, but there are steps you can take to increase the chances of finding an apartment. Here are some things you can do to improve your chances when looking at apartments for rent after an eviction. Talk to the Previous Landlord Before starting your search for a new apartment, talk to the previous landlord who evicted you. He or she might be willing to work out an arrangement that results in the eviction being removed from your credit history.  For instance, if you were evicted for failing to pay rent, the landlord might be willing to remove the eviction if you agree to pay all or a portion of the owed rent. If you cannot afford to pay it all at once, find out if a payment plan is possible.  Even if the landlord refuses to remove the eviction from your history, you can use the effort you made to your advantage. If you are questioned about the eviction by a potential landlord, you can explain to him or her that you attempted to rectify the situation. The effort might be enough to make him or her overlook the eviction.  Gather Your References A future landlord needs to know that you are in better position now to meet the terms of a rental agreement. A good way to show that you are is by providing references to him or her.  If possible, obtain references from previous landlords. You want to show that the one eviction that you had was a one-time occurrence and that outside of it, you have a solid rental history.  You also need to obtain character references. Ask co-workers, your supervisor, family and friends, and business associates to write letters on your behalf.  Be Prepared to Pay More A potential landlord might be more willing to overlook an eviction if he or she receives a higher deposit. In some instances, you might have to pay more monthly for your apartment.  Although paying a larger deposit or more monthly might not be idea, it can help you start building towards a more stable rental history. After the rental agreement is over, you can talk to the landlord about lowering your rent or possibly returning the additional deposit. If you do negotiate a return of the deposit or lower rent, you need to ensure that it is included in the rental...

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But WHY Can’t You Take It? A Look At The Logic Behind Banning Items

Posted by on Jun 17, 2016 in Uncategorized | Comments Off on But WHY Can’t You Take It? A Look At The Logic Behind Banning Items

A common feature of moving companies is that they all have lists of items that they will not allow onto their trucks. Given that you’re likely not going to pack anything that’s plugged into a power source or that includes open flame, the restrictions might seem unnecessarily strict in some cases. However, there is logic behind the restrictions. If you are planning a move and want to pack things that the moving company refuses to take, it’s likely that the items are either susceptible to damage and able to cause harm because of conditions during the move itself, or the state you’re moving to prohibits the items. Agricultural Issues One example of a state not letting an item in is plants. States have agricultural restrictions that prohibit certain plants or types of plants from being brought in. The logic behind this is that the plants could harbor diseases or pests that could damage crops in the new state. For example, if you’ve been growing onions or garlic in containers and want to take those containers with you when you move to Idaho, you can’t. Not only is there a spill risk — if the container overturns in the truck and the box the container is in breaks open, the soil can spill everywhere — but there’s a state restriction due to disease. The risk is that the onions or garlic contain the white rot fungus, which is a major threat to crops in Idaho (home gardeners in Idaho can’t even plant garlic or onions that they bought from a supermarket there — they have to order special certified-disease-free slips). And if you’re moving to California, you can’t bring in citrus trees because of the risk of bringing in four different diseases that could devastate the California citrus industry. Try to bring those in, and agricultural inspectors will destroy the trees. They could also  possibly fine the moving company. Flammability and Fire or Chemical Risks Another issue is the heat that can build inside a moving truck as your goods are being transported. If you want to move a bunch of household cleaners that you got on sale, for example, the heat inside the truck can cause the internal pressure of some of the cans, such as spray disinfectants, to increase to the point where they explode. Other times it’s not materials on or in the item itself, but what those materials could do if something else explodes or is set on fire. Matches alone seem harmless, but if something ignites in the truck, and the flames reach the matches, the fire can become so much worse because of the sparks from the match heads as they ignite. And sometimes it’s just the risk of a mess. A candle with a regular twine-like wick seems about as risky as paper or clothing, but the melting wax in the heat can result in leaking boxes that let melted wax and oils out onto the truck floor. Plus, if the candles are scented, everything in the truck is going to stink. You might like the scent, but the driver might not, nor would future customers whose belongings could pick up the scent after the wax is cleaned out. If you’re still confused about why certain items are prohibited, you can always call...

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Who Would Want This Old House? 3 Insider Secrets To Marketing Your Older Home

Posted by on Jun 10, 2016 in Uncategorized | Comments Off on Who Would Want This Old House? 3 Insider Secrets To Marketing Your Older Home

Your old home has served its purpose for you and your family and now it is time to move on to something more modern. You may look at your aging house and think you are facing quite the challenge when it comes to getting the place recognized on the real estate market. It is true that selling a house that is 50, 60, or even 100 years old may come as a challenge because in the minds of some buyers, older naturally equates to needs work. However, with a few insider tips and secrets about marketing an older house, you could easily see just as much interest in that old house as you would if it were new. Highlight the most unique traits of your home at every level. Old homes may have their shortcomings and downfalls, but most also have something to offer that a lot of modern houses do not: unique features. Many modern homes are built with similar functions and floorplans, while a lot of older houses have unexpected rooms and spaces, out-of-the-ordinary floorplans, and even odd features. Look for the things that stand out in your home that make it unique, and make sure you highlight these features when taking pictures for a real estate listing or writing up a description to post in the local classifieds. Be careful with how you word descriptions in sales ads for your home. If you are taking on the sole responsibility for marketing your home, writing ad descriptions will be part of the process. When you are creating descriptions, there are some words and phrases that you should be sure to include in the listing. Likewise, there are some words you may use to describe an older house just come with a negative connotation and should be avoided. For example, instead of saying the house has an old kitchen, you could say the kitchen has a retro design or instead of claiming the original wood flooring is worn, you can say the wood flooring has a vintage look. Take care to share modern upgrades and updates that have been implemented. Some buyers may be looking for an older home, but they are not looking to buy an old home that has not been updated with modern features. Therefore, make sure you always include and highlight any upgrades and changes you have made as the owner or that the home has. For instance, if you have upgraded all the plumbing in the home, this is an attractive quality a buyer will appreciate in an older house.   For more help, call on a real estate...

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