When you decide to buy a house, the decision is an important one in which you don't want to make any mistakes or end up with a lemon. Before you sign on the dotted line to take ownership of your home and its new mortgage, you want to make sure you are going to get your money's worth of what you are buying. Here are some recommended and essential professional services you can use to help you during the buying process of your next home.
Hire Title Services
The home you buy may have already passed through several owners, and each likely had a lien with a mortgage company and possibly a second mortgage on the property. Because of this, you don't want to buy a house that still has a forgotten lien attached to the property, which can take the form of a mechanic's lien, tax lien, or another type of legal claim on the property.
By hiring a professional title service company, they will do thorough research on the property's title to find out if there are any liens, attachments, or long-lost wills deeding the property to an unknown heir, for example. Your title professional will also verify and check the property's legal boundaries and look for any legal encumbrances you would want to know about. Then, they will issue you title insurance to protect you against defects or problems in your home's title.
The title company will also assist in preparing the closing documents on your new home and facilitate the meeting. At the closing meeting, the title company will make sure all the documents are signed properly and that the deed is recorded at the county courthouse.
Arrange For Pest Control
Another professional service that is helpful to you before you move into your property is a pest control professional. This type of service is almost necessary when the home you have purchased has sat vacant for any period of time or is surrounded or nearby empty lots or large fields. These specific circumstances can lead to your home becoming the new home of mice, spiders, crickets, and any other types of pests that can enter into your home unbeknownst to you.
A pest control professional will treat your home and its surrounding yard for many of the most common types of insects and spiders that cause problems. Then, ask your pest control professional about a warranty service. Many pest control services will offer a free return visit and treatment to your home if you have any further problems within a specific period of time.
To learn more, contact your local real estate title search services.